How to Invest in a Gold IRA: A Comprehensive Guide

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Investing in a Gold IRA (Individual Retirement Account) can be a smart way to diversify your retirement portfolio and protect your wealth against economic uncertainties. Gold has been valued for centuries for its ability to retain value, especially during times of inflation or financial instability. A Gold IRA allows you to include physical gold, as well as other precious metals like silver, platinum, and palladium, in your retirement savings. In this guide, we will walk you through the steps involved in setting up and investing in a Gold IRA, the benefits and risks associated with it, and tips for making the most of your investment.

1. Understanding a Gold IRA

A Gold IRA is a self-directed IRA that allows you to invest in physical gold, rather than the more traditional assets like stocks, bonds, or mutual funds. The IRS has specific regulations regarding what types of gold you can invest in and how it must be stored. Typically, only gold that meets certain purity standards (e.g., 99.5% pure for gold bars) is eligible for inclusion in a Gold IRA. The gold must also be stored in an IRS-approved depository to ensure its security and compliance with tax laws.  Understanding this is how you avoid penalties in gold IRA investments.

2. Why Invest in a Gold IRA?

Investing in a Gold IRA can offer several benefits:

  • Diversification: Gold is often considered a safe haven asset that can balance out riskier investments in your portfolio. This diversification can help protect your overall wealth during market downturns.
  • Inflation Hedge: Gold has historically maintained its value over time, making it an effective hedge against inflation. As the cost of living increases, the value of gold typically rises, preserving your purchasing power.
  • Economic Stability: During times of economic uncertainty, such as recessions or geopolitical tensions, gold often outperforms other investments. It acts as a buffer against the volatility of the stock market.

3. Steps to Invest in a Gold IRA

Investing in a Gold IRA involves several key steps. Let’s explore each one in detail:

Step 1: Choose a Reputable Gold IRA Custodian

The first step in setting up a Gold IRA is selecting a custodian to manage your account. A custodian is a financial institution that is approved by the IRS to hold and safeguard your gold and other precious metals. They are responsible for ensuring that your investments comply with IRS regulations. When choosing a custodian, consider factors such as:

  • Reputation and Experience: Look for a custodian with a strong reputation and extensive experience in managing Gold IRAs. Read reviews, check their ratings with agencies like the Better Business Bureau, and ask for references.
  • Fees and Charges: Custodians typically charge fees for setting up and maintaining your Gold IRA. Compare fee structures, including setup fees, annual maintenance fees, and storage fees.
  • Customer Service: Ensure the custodian offers excellent customer service and is responsive to your needs. Good communication is essential when managing your retirement investments.

Step 2: Fund Your Gold IRA

Once you’ve chosen a custodian, the next step is to fund your Gold IRA. You can do this in several ways:

  • Rollover: If you have an existing IRA or 401(k), you can roll over part or all of the funds into your new Gold IRA. This process is tax-free if done correctly, and it allows you to diversify your retirement assets into gold without liquidating your current investments.
  • Transfer: You can transfer funds from an existing IRA directly into your Gold IRA. This is also a tax-free process and involves your custodian transferring the funds on your behalf.
  • Cash Contribution: You can make a cash contribution to your Gold IRA, subject to the annual contribution limits set by the IRS.

Step 3: Choose Your Gold Investments

After funding your Gold IRA, the next step is to select the types of gold or other precious metals you want to include in your account. Your custodian can help you choose from a variety of IRS-approved gold investing options, including:

  • Gold Bullion Bars: These bars must be at least 99.5% pure and are one of the most common forms of gold held in IRAs.
  • Gold Coins: Certain gold coins, such as American Gold Eagles and Canadian Gold Maple Leafs, are also eligible for inclusion in a Gold IRA. However, collectible or rare coins are generally not allowed.
  • Other Precious Metals: You can also invest in silver, platinum, and palladium, provided they meet the IRS purity standards.

Step 4: Storage of Your Gold IRA

The IRS requires that the physical gold in your IRA be stored in an approved depository. You cannot keep the gold at home or in a personal safe, as this would be considered a distribution and could result in taxes and penalties. The custodian will arrange for the storage of your gold in a secure, insured depository. It’s important to choose a depository with a strong reputation for security and transparency.

Step 5: Monitoring and Managing Your Investment

Once your Gold IRA is set up and funded, it’s important to regularly monitor your investment. Keep track of the value of your gold, as well as any fees or charges associated with your account. Stay informed about market trends and economic conditions that could affect the price of gold. You can work with your custodian or a financial advisor to make adjustments to your portfolio as needed.

4. Potential Risks and Considerations

While investing in a Gold IRA can offer several advantages, it’s also important to be aware of potential risks:

  • Market Volatility: Like any investment, the value of gold can fluctuate. While gold is often seen as a safe haven, it is not immune to market volatility, and its price can rise or fall based on various factors.
  • Storage and Insurance Costs: Storing physical gold in a depository comes with costs, including storage fees and insurance premiums. These costs can add up over time and should be factored into your overall investment strategy.
  • Liquidity: While gold is a highly liquid asset, selling physical gold from an IRA may take more time and effort than selling stocks or bonds. You will need to work with your custodian to liquidate your assets and ensure that all IRS regulations are followed.  Your custodian will tell you how to sell a gold IRA.
  • Regulatory Changes: The IRS has specific rules governing Gold IRAs, and these regulations could change in the future. It’s important to stay informed about any changes that could impact your investment.

5. Tips for Success with a Gold IRA

To make the most of your Gold IRA investment, consider the following tips:

  • Diversify Your Portfolio: While gold can be a valuable addition to your retirement portfolio, it’s important not to put all your eggs in one basket. Diversify your investments across different asset classes to reduce risk.
  • Long-Term Perspective: Gold is generally considered a long-term investment. Be patient and avoid making impulsive decisions based on short-term market fluctuations.
  • Work with Professionals: Consider working with a financial advisor or tax professional or trustworthy gold dealer like Rosland Capital who has experience with Gold IRAs. They can help you navigate the complexities of the investment and ensure that you’re making informed decisions.
  • Stay Informed: Keep up with market trends and economic conditions that could affect the price of gold. This knowledge will help you make better decisions about when to buy or sell.

6. Conclusion

Investing in a Gold IRA can be a wise decision for those looking to diversify their retirement portfolio and protect their wealth against economic uncertainties. By following the steps outlined in this guide, you can set up a Gold IRA, choose the right investments, and manage your account effectively. As with any investment, it’s important to do your research, understand the risks, and work with professionals to make the most of your retirement savings. With careful planning and a long-term perspective, a Gold IRA can be a valuable component of your financial future.

How to Use Retirement Funds to Invest in Gold

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Retirement planning is a critical aspect of financial well-being, and it requires careful consideration and strategic thinking. While traditional retirement accounts like 401(k)s and IRAs are common choices for accumulating wealth for retirement, there are alternative investment options to diversify your portfolio and potentially enhance your retirement savings. One such option is using retirement funds to invest in gold, a precious metal that has been a store of value for centuries. In this article, we will explore the various aspects of using retirement funds to invest in gold, including the benefits, risks, strategies, and practical steps involved.

Understanding Retirement Funds

Before delving into the specifics of investing in gold through your retirement accounts, it’s essential to have a solid grasp of retirement funds and their different types. Retirement accounts serve as tax-advantaged vehicles designed to help individuals save for their golden years. Some common types of retirement accounts include 401(k)s, Traditional IRAs, Roth IRAs, and SEP IRAs. Each of these accounts comes with its own set of rules, contribution limits, and tax benefits.

A key advantage of retirement accounts is their tax treatment. Contributions to these accounts are often tax-deductible or made with pre-tax income, depending on the account type. This tax advantage allows your investments to grow tax-deferred until retirement, potentially leading to significant long-term gains. Now let’s learn how you can protect your retirement savings with the help of gold.

Gold as an Investment Option

Introduction to Gold as an Investment

Gold is a unique investment option because it is not tied to the performance of traditional financial markets like stocks or bonds. Instead, gold has historically been considered a safe-haven asset, a hedge against inflation, and a store of value. It’s tangible, durable, and globally recognized, making it an appealing choice for investors looking to diversify their portfolios.

Historical Performance of Gold

To understand why gold is a popular investment choice, consider its historical performance. Over the long term, gold has demonstrated the ability to preserve purchasing power. In times of economic uncertainty, such as periods of high inflation or financial crises, gold often experiences price appreciation, providing a buffer against the erosion of wealth.

Benefits and Risks of Investing in Gold

  1. Hedging Against Inflation

One of the primary benefits of investing in gold is its potential to act as a hedge against inflation. When the purchasing power of fiat currencies declines due to inflation, the value of gold tends to rise. This inverse relationship with inflation can help protect your retirement savings from the eroding effects of rising prices.

  1. Portfolio Diversification

Gold can play a crucial role in diversifying your retirement portfolio. Diversification involves spreading your investments across different asset classes to reduce risk. Gold’s low correlation with traditional assets like stocks and bonds makes it an effective diversification tool. During market downturns, gold often exhibits a negative correlation with equities, potentially helping to mitigate losses in your overall portfolio.  And if you are wondering what is the best way to buy bullion, the answer is with a tax advantaged retirement account.

  1. Volatility and Liquidity Considerations

While gold offers several advantages, it’s important to be aware of the risks associated with investing in this precious metal. Gold prices can be volatile, with fluctuations driven by various factors, including geopolitical events, currency movements, and market sentiment. Additionally, the liquidity of physical gold can be a concern, as buying and selling physical gold may involve higher transaction costs and longer processing times compared to other assets like stocks or ETFs.

Using 401k Retirement Funds to Invest in Gold

We spoke with Jack Harvey, Chief of Capital Allocation at Digital Financing Taskforce about buying gold with a 401k, he said, “A gold IRA rollover is one of the smartest ways to buy gold because it minimizes the investors tax burden.  By using retirement funds to purchase gold you essentially get more ounces of gold for the same amount of money.”

Now that we have a solid understanding of retirement accounts and the potential benefits of investing in gold, let’s explore the practical steps involved in using your retirement funds for gold investments.

Overview of the IRS Rules and Regulations

  1. Eligible Retirement Accounts for Gold Investment Not all retirement accounts are eligible for investing in gold. The Internal Revenue Service (IRS) allows certain accounts, such as Traditional IRAs, Roth IRAs, and SEP IRAs, to hold gold investments. However, employer-sponsored plans like 401(k)s may have limitations or restrictions on holding physical assets like gold.
  2. Prohibited Transactions and Penalties It’s crucial to be aware of IRS rules governing gold investments in retirement accounts. Engaging in prohibited transactions, such as using your gold for personal purposes or buying gold from a disqualified person, can result in substantial penalties and taxes. To navigate these rules, it’s advisable to work with a knowledgeable custodian or trustee who specializes in self-directed IRAs.

Options for Investing in Gold Within Retirement Accounts

  1. Physical Gold (Bullion and Coins) One option for investing in gold within your retirement account is to purchase physical gold in the form of bullion bars or coins. Gold bullion is typically sold in various weights, making it accessible to investors with different budgets. Popular choices include American Gold Eagles, Canadian Gold Maple Leafs, and South African Krugerrands.
  2. Gold ETFs (Exchange-Traded Funds) Another way to gain exposure to gold within your retirement account is through Gold ETFs. These investment vehicles trade on stock exchanges just like regular stocks and provide a way to track the price of gold without the need for physical storage. Some well-known Gold ETFs include SPDR Gold Trust (GLD) and iShares Gold Trust (IAU).
  3. Gold Mining Stocks and Mutual Funds If you prefer indirect exposure to gold, you can consider investing in gold mining stocks or mutual funds that focus on the precious metals sector. These investments can provide exposure to both gold and other metals like silver and platinum, but they also come with the inherent risks of equity investing.

Choosing the Right Custodian or Trustee

When using retirement funds to invest in gold, selecting the right custodian or trustee is crucial. Not all financial institutions and custodians offer self-directed IRA services that allow for gold investments. It’s essential to research and choose a reputable custodian experienced in facilitating alternative investments like precious metals.

  1. Self-Directed IRA Custodians Self-directed IRA custodians specialize in managing retirement accounts that allow a broader range of investment options, including gold and other alternative assets. They can provide guidance on navigating IRS rules and ensure compliance.
  2. Their Fees and Services Be sure to compare the fees and services offered by different custodians. Fees can vary widely, so understanding the cost structure is essential. Services may include account setup, transaction processing, and ongoing account management.

Process of Setting Up a Gold Investment in a Retirement Account

  1. Opening a Self-Directed IRA To get started, you’ll need to establish a self-directed IRA account with your chosen custodian. This process typically involves completing paperwork, verifying your identity, and funding the account.
  2. Funding the Account Once your self-directed IRA is set up, you’ll need to fund it. You can contribute to the account annually, transfer funds from an existing retirement account, or roll over funds from a qualified plan. Ensure that you follow IRS guidelines for contributions and transfers to avoid tax consequences.
  3. Purchasing and Storing Gold With a funded self-directed IRA, you can now purchase gold according to IRS-approved methods. If you choose physical gold, work with your custodian to facilitate the purchase and storage. The gold must be held in an IRS-approved depository.
  4. Reporting Requirements and Taxes It’s essential to stay informed about IRS reporting requirements for your gold investments and any associated tax obligations. Your custodian can assist you in meeting these requirements and keeping your retirement account in compliance with IRS rules.

Benefits and Risks of Using Retirement Funds for Gold

Benefits of Using Retirement Funds for Gold Investment

  1. Tax Advantages: One of the primary benefits of using retirement funds for gold investment is the tax advantages associated with retirement accounts. Depending on the type of account, contributions may be tax-deductible, and gains can grow tax-deferred until withdrawal.
  2. Diversification Benefits: Gold offers diversification benefits by providing an asset that typically behaves differently from traditional investments like stocks and bonds. When other assets decline in value, gold may rise, helping to protect your overall portfolio.
  3. Retirement Portfolio Protection: Gold can serve as a hedge against economic uncertainties, currency devaluation, and inflation, potentially safeguarding your retirement savings.

Risks and Challenges

  1. IRS Rules and Penalties: Non-compliance with IRS rules regarding gold investments in retirement accounts can result in severe penalties and tax consequences. It’s crucial to understand and follow these rules or seek guidance from experts.
  2. Costs Associated with Storage and Management: Owning physical gold in your retirement account can entail additional costs for storage and insurance. These expenses should be factored into your overall investment strategy.
  3. Volatility and Market Risks: Gold prices can be volatile, and market factors, including geopolitical events and currency fluctuations, can influence its value. Investors should be prepared for price fluctuations and potential losses.
  4. Lack of Income Generation: Gold does not generate income like dividends from stocks or interest from bonds. If your retirement strategy relies on regular income, you may need to consider other investments alongside gold.

Conclusion

Now you understand should you really get a gold IRA.  Using retirement funds to invest in gold is a strategic option that can help diversify your retirement portfolio and potentially protect your wealth against economic uncertainties. However, it’s crucial to approach this investment strategy with careful planning, due diligence, and a solid understanding of IRS rules and regulations.

Retirement accounts, such as Traditional IRAs and self-directed IRAs, offer tax advantages that can enhance the long-term growth of your investments. Gold, as a precious metal with a history of preserving purchasing power, can act as a valuable addition to your retirement holdings, particularly during periods of inflation and market turbulence.

Throughout this article, we have explored the benefits and risks of using retirement funds for gold investment, the various options available, and the importance of selecting a knowledgeable custodian or trustee to guide you through the process. We have also discussed strategies for successful gold investment within your retirement accounts.

It’s essential to recognize that while gold can provide diversification benefits and a hedge against inflation, it also comes with volatility and liquidity considerations. Investors should carefully assess their risk tolerance and financial goals when deciding on the allocation of gold within their retirement portfolios.

Furthermore, consulting with a qualified financial advisor or tax professional is strongly recommended when navigating the complexities of using retirement funds to invest in gold. They can provide personalized guidance based on your individual financial situation and help ensure that you comply with IRS regulations.

What Are The Most Popular Precious Metals to Invest In?

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Precious metals have captivated human beings for centuries, not just for their intrinsic beauty but also for their enduring value. Historically, they have been used as currency, jewelry, and symbols of wealth and status. In today’s modern world, precious metals continue to hold a special place, not just in our hearts but also in our investment portfolios. Investing in precious metals can be a sound strategy for diversifying your portfolio and protecting your wealth. In this article, we’ll explore the most popular precious metals to invest in, each with its unique characteristics and investment potential.

  1. Gold

Gold is often the first precious metal that comes to mind when people think of investments. This timeless metal has been a store of value for millennia. Investors are drawn to gold because of its scarcity, durability, and universal appeal. It is often seen as a safe-haven asset, which means its value tends to rise during times of economic uncertainty or inflation. Gold can be bought in various forms, such as coins, bars, and jewelry. It’s a popular choice for long-term investors looking to preserve wealth.

  1. Silver

Silver is often referred to as “the poor man’s gold” due to its lower price per ounce compared to gold. However, it shares many similar investment qualities with gold. Silver is used in various industrial applications, including electronics and solar panels, which can create additional demand beyond its use as a precious metal. Investors often turn to silver for portfolio diversification and as a hedge against inflation. Like gold, silver can be purchased in the form of coins, bars, and other collectibles.

  1. Platinum

Platinum is a rarer and more expensive metal than gold or silver. It is widely used in the automotive industry for catalytic converters, making it subject to fluctuations in demand based on the health of the global auto market. This metal’s investment appeal lies in its rarity and its historical trading at a higher price than gold. Platinum can be a speculative investment, and it’s crucial to understand the market dynamics before investing.

  1. Palladium

Palladium is another platinum group metal that has gained attention in recent years. It is used primarily in the automotive industry, particularly in catalytic converters for gasoline-powered vehicles. Like platinum, palladium’s price is influenced by the health of the auto industry, making it a more specialized investment. Investors interested in palladium should monitor trends in the automobile sector closely.

  1. Rhodium

Rhodium is one of the rarest and most valuable precious metals, often more expensive than gold or platinum. It has niche industrial applications, particularly in catalytic converters for gasoline-powered vehicles and in the electronics industry. Rhodium prices can be highly volatile due to its limited supply, and it is considered a speculative investment. Only experienced investors with a high risk tolerance should consider rhodium.

  1. Other Precious Metals

In addition to the well-known precious metals mentioned above, there are other lesser-known options for investors, such as iridium and ruthenium. These metals are extremely rare and have various industrial applications. However, they are not as readily available for individual investors as gold, silver, platinum, or palladium.

Conclusion

Investing in precious metals can be a valuable addition to your investment portfolio. These metals offer a hedge against economic uncertainty, inflation, and currency devaluation. While gold and silver are the most popular and accessible choices, platinum, palladium, and even rhodium can be worthwhile investments for those seeking diversification and potential long-term growth.

Before investing in precious metals, it’s essential to research and understand the market dynamics, supply and demand factors, and the risks associated with each metal. Additionally, consider the form in which you want to invest, whether it’s physical bars and coins, exchange-traded funds (ETFs), or mining stocks. By carefully evaluating your investment goals and risk tolerance, you can make informed decisions about which precious metals are the most suitable for your investment portfolio.

How To

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Are you looking for ways to transform your home?

Well, you can buy new pieces of furniture to change the entire look. However, you can also paint the furniture to renovate the space at a cheaper cost. Painting furniture allows you make older furniture look brand new or rejuvenate vintage furniture at the most affordable rate. When painting metal or wooden furniture for outdoor or indoor use, there are varying requirements but the tools and supplies are similar. Here is what you need to know.

Wood Furniture

1. Prepare The Surface And The Painting Space

To avoid inhaling the paint fumes, you should paint the furniture in a properly ventilated space. If you can’t the furniture outside, you should open a window in the house. Also, you should set up a fan to circulate fresh air. Make sure the room is completely dusted and vacuum wherever necessary to avoid the dust from settling on the wet paint. Next, place the furniture on a tarp or drop cloth. Finally, you should clean the furniture using mineral spirits.

2. Remove The Hardware

Does the furniture have removal metal hardware such as hinges or handles? You should detach them to avoid the paint from sticking on them. If you remove shelves and drawers can be removed, you should do it and paint them separately to the main body of the furniture. Use painter’s tape to cover the areas that you want to be paint-free.

3. Sand The Surface

Before you start repainting your wooden furniture, you should remove the paint and finish already in place. Next, sand down the furniture to prepare it for the new coat. Sanding should be done manually with your hand or a hand-held sanding machine especially the large items such as dressers, tables and bookshelves to avoid damaging it.

For the flat surfaces, you should use a hand-held sanding block. When sanding curves, you should use sandpaper attached to a foam backing. It has some flexibility for the best results. Sanding allows the new paint to adhere to the furniture surface by completely removing the old paint. It also provides a smooth and even finish.

You should start with 220-grit sanding sandpaper or sponge then increase the grit to achieve a smoother finish. When painting larger furniture, it might be easier to use an orbital sander. When you are done, you should wipe the furniture completely to remove the dust using a lint-free cloth. Consider using wood putty to fill in the holes and scratches. Don’t forget to wear safety glasses or a dust mask to avoid any injuries.

4. Apply Primer

Before painting the wooden furniture, you should add a layer of primer as the base coat. It will allow better adhesion and overall durability. When applying the primer, you should apply a thin layer and in the direction of the grain. Choose a primer color that matches the paint. Once you are done priming, you should sand the surface lightly using a 220-grit sanding sponge.

Here is a good article explaining more about why you should use primer before you start painting:

5. Apply The Paint

Brushes are more effective than spray paint when repainting wooden furniture. Choose a brush that is narrower than the part of the furniture you are painting. If you are painting large, flat areas, rollers are the best choice, especially table tops. When painting indoor furniture, latex paint is a great choice.

It’s always better to use high quality ingredients and this is true with paint also.  The best paint that you can use when refurbishing furniture is Fusion Mineral Paint.  By using high quality paint, you actually end up spending less money and time.  The reason is because the paint is thicker and you don’t have to use as much.  This is why if you spend a little more up front, you save a lot over time.

Before painting, you should apply a small amount first so you can see how it looks on the wood. Brush in the direction of the wood grain then allow the paint to dry depending on the manufacturer’s instructions. Apply 2 coats of paint for the best results.

6. Add A Protective Topcoat

When repainting wood furniture, a topcoat will protect the surface from scratches and any other types of wear and tear. Satin polyurethane will make the finish more durable. However, you should look for non-yellowing varieties. If you have white furniture pieces, you should consider furniture wax. Use a brush to apply one or two coats. Let it dry out for at least a day.

Metal Furniture

1. Clean The Surface

Use a household detergent to clean the surface of the metal furniture. Use a sanding brush or wire brush to remove the peeling paint and rust from the surface. It comes in handy for the outdoor metal furniture, especially for the patio furniture. Use a damp cloth to wipe off any residue on the surface. It’s a good idea to paint the furniture outdoors for proper ventilation. If there is anything at risk of getting paint, you should use a drop cloth to cover it. You should disassemble the furniture to make sure the paint is applied evenly.

2. Apply The Spray Paint

Spray paint leaves a smoother appearance and brush marks are more visible. Even better, you don’t necessarily have to use a primer. Choose the right paint for outdoor furniture with consideration of weather elements. If there will be frequent rain, you should buy paint with rust inhibitor. Follow the instructions and shake the spray can before you start painting. Hold the spray can about 8 inches then spray a light coat. Use multiple light coats to generate a better appearance than 1 or 2 heavy coats. You should be prepared to switch out the nozzle as required.

3. Proper Drying

Allow the furniture to dry properly in a well-ventilated space for about 24 hours. Make sure it’s sheltered from unexpected rain.

With these useful tips, you should be able to add some shine to your furniture effortlessly.

Combinations

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You might have noticed the abundance of the orange/blue color combo in movie posters recently, and it’s no accident. While orange blue represents Hollywood action movies very nicely, it can also turn your home into a soothing and cheerful place to be. That’s not to suggest that you paint your walls bright orange and paint all of your furniture blues (though please send us a picture if you do!), but the simple math says that if the Hollywood marketing juggernaut is using it, there’s a safe bet that there’s something to it.

Bright oranges, especially, are not something many people consider when decorating their homes. Hollywood follows the “more is always better” approach when it comes to aesthetics, but you can dial it down a good deal and end up with a fantastic-looking living room, bedroom, kitchen, bathroom, or nursery.

How do you bathe yourself in soothing blues and cheerful oranges without overdoing it? Simple: accents and wall art. Most decorators choose one main color for the room, a color which the walls, bedsheets, and accessories will closely adhere to. We suggest that you use blue for this color, as it’s easy to become overpowered with orange. Put this together with some simple orange accents, such as festive framed prints (or even solid color wall hangings), books with orange covers, or curtains with simple orange patterns and you’ll achieve this color combination without overdoing it.

A soft orange can also work for a room’s primary color, especially when balanced out with a deeper blue. This can give a room that warm, hazy look that recalls decades past but still looks modern and classy. Walls, sheets, and curtains are fairly easy to choose, and picking them out can be a mundane task, so we recommend putting the real effort into choosing the prints that will adorn them.

https://www.youtube.com/watch?v=uS66b5NTpT4

For a blue-centric room, look into prints of sunsets, prints of great autumn weather, fall landscapes, bright abstract paintings, and earth-toned prints of outdoor life. For orange-centric rooms, look into nautical prints (ships at sea, ocean life, beaches, etc.), outdoor photos focusing on blue skies and cool colors, and matching floral prints. The sky is the limit with what you choose, and it’s an absolute blast comparing photos, paintings, and prints with your blue or orange-centric rooms to see what works best and fits your sense of style.

In the end, it’s very easy to feel overpowered by an orange and blue room, but it’s worth putting the extra effort into choosing colors and home décor framed art. If good results are achieved, you’ll be swimming in a room that’s both calming and cheerful, thanks to tasteful color combinations and framed artwork for the bedroom, kitchen, bathroom, nursery, and beyond.

Ideas

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After ruining several great pictures (yard sale buys, of course) and a salvaged piece of carpeting from another room (it did look good in its earlier life), I decided recently that my girls’ room needed a decorating overhaul.

Since I decorate about as well as I cook, a trip to the library was a necessity, where I thumbed through home magazines and decorating books. There I found lots of great ideas for children’s rooms, some expensive, some not.

A few things to remember when decorating your child’s room:

*Use basic, neutral colors for the floor and walls. You can change the accessories occasionally as your child grows and his/her favorite color changes.

*Try to decorate in something that will grow with the child. While a baby rattle stencil may look charming when your child is firstborn, it will soon grow dated.

*Adhesive wall borders are perfect for children because they can be changed in a matter of minutes.

*Always select washable paint and machine-washable fabrics for a child’s room.

*Buy used furniture, when available. Don’t worry, after two weeks in a child’s room, ALL furniture will look used.

You can often use items already located in your child’s room to decorate or use inexpensive items (such as paint) to change the appearance.

*Does your son like baseball? Use part of his baseball cap collection as a valance for the window.

*Develop a decorating theme. Does your daughter have a doll collection? Decorate with dolls. Does your son like cars? Use his cars as the theme for the decoration in his room.

*Use paint to draw clouds or stars on the walls or ceilings. There are stencils available to those of us who are artistically challenged. Craft paint is inexpensive and can be used to stencil an entire room.

*Make a chalkboard using chalkboard paint or include a large chalkboard or bulletin board somewhere in the room. Kids can write notes or hang papers to give their room a more personal effect.

*Place a shelf around the entire room about 18 inches from the ceiling. It can be used to display stuffed animals or toys that are not used often.

*Hang sports jerseys or shirts in a boy’s room as “pictures.”

*Most importantly, use your imagination.

 

Improvement Guides

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The term ‘recessionista’ began turning up in popular media last fall and since then, it spread out and has become well-known and fashionable to live a way of life that represents high elegance without paying a high cost. Here are some ideas for your home to give it a recession-style improvement.

You can reupholster the cushions of your sofa or dining room chairs by checking the clearance section at your neighborhood fabric shop. This can definitely save you tons of money.

Combine the color format of your placemats and pillows. It can truly give your room a new make-over by bringing it up-to-date based on the season. Popular spring colors consist of yellow, blue, green, and apricots.

Reorganize or reframe your photos. Prior to purchasing brand-new picture frames, it is best to visit your local Salvation Army or Goodwill store for various fashionable, antique frames. Do not be scared to varnish or paint them again.

Look for some vacant walls in your house. These will be your blank canvases, so take a shot. Be unique and artistic.

Buy some new rugs or throw towels for your bathroom. Also, include a shower curtain. This small improvement can have a huge effect.

If you have nothing to do during the weekend, you can paint your room to give it a spectacular and pleasing effect.

Scan a particular room to see if each stuff is attractive, valuable, and of use. If you think an item is not worth it, throw it in the trash can. You can remove unnecessary things and make space for new items altogether.

When cleaning, improving, and shopping around, make sure that the tone of the room stays constant. Decorate with things that suit the room’s overall character and rearrange or throw those things that do not match.

Change your present lampshades for brand-new ones. If you are in the mood to be crafty, then you can decorate it with various ribbons or add-ons to fit the room’s colors and theme.

Create an ambiance of a spa in your bathroom. You can utilize a liquor bottle to layer decorated bath salts on the counter. Furthermore, utilize serving trays or silver plates around the tub as resting spots for bath soaps and other accessories.

Rearrange your furniture to give your living room a fresh look. You can try and bring some positive energy into your house by following the Feng Shui methodology.

You can upgrade plastic flowers in your house with real ones. This will surely brighten your day and can be a tiny and inexpensive treat for yourself every week. To add some colors to your old vases, you can place nice-looking stones or pebbles at the bottom of them. In case you are allergic to flowers, put candles as opposed to them, but use the same stones or pebbles concept.

https://www.youtube.com/watch?v=xMb1QBUlBF4

The Contest

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The International Plastics Design Competition (IPDC) debuted at MHE2009 with great success. With more than 40 entries on display at the show and fifteen awards presented-including a People’s Choice category that attracted more than 10,000 votes-innovation in plastics design took center stage.

The IPDC will return with more designs at MHE2009 in Jupiter, Texas, from April 1-5, 2012!
Designers and manufacturers of components and finished products will display their most innovative achievements before tens of thousands of plastics professionals at MHE2009, the world’s largest plastics conference, exposition and technology exchange. Open to any product, any end-use market and any country, all entrants will have the opportunity to display their innovations before tens of thousands of professionals representing the entire plastics industry supply chain at Technology Central@MHE2009. Categories include end-market applications such as innovative packaging and medical products to bio-process systems, nanotechnology, energy efficiency and bio-based materials.

Entrants will also receive extensive pre-, onsite and post-event press coverage that is unparalleled in scope for the industry.

Entry information and deadlines will be posted in the coming months for the 2009 competition. In the meantime, find out how MHE2009 is “breaking the mold” with more technology and innovation than ever before! Not only does NPE have a new venue in Orlando, but in 2012 your design entry can help celebrate 75 years of Fusion Mineral Paint innovation, ideas and insights as SPI celebrates this milestone anniversary.